Widespread lockdowns are long over. We're into the second‐booster phase of vaccinations. The economy is humming along to the tune of 3.6 percent unemployment overall, and just 2 percent for Americans with at least four‐year degrees. Yet President Biden just extended the repayment freeze, the seventh such extension. The apparent justification? Inflation is high, and borrowers are not ready to put money into the repayment can they've seen repeatedly kicked down the road.
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